1. Acceptance of Terms
By accessing or using Appra services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.
2. Description of Services
Appra provides digital banking and cross-border payment services, including international money transfers, multi-currency digital accounts, currency exchange services, business payment solutions, and API integration for third-party platforms.
3. Account Registration
To use our services, you must create an account and provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account.
4. Verification and Compliance
As a regulated financial services provider, we are required to verify your identity and comply with anti-money laundering (AML) and know-your-customer (KYC) regulations.
5. Fees and Charges
Our fee structure is transparently displayed before you confirm any transaction. By using our services, you agree to pay all applicable fees, including transfer fees, currency exchange margins, and account maintenance fees.
6. Limitation of Liability
To the maximum extent permitted by law, Appra shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
7. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United Kingdom.
8. Contact Information
If you have any questions about these Terms of Service, please contact us at legal@appraglobal.com.